When Insurance Companies Try to Lowball Accident Victims
Some car accident victims decide to file an accident claim with their insurance company without the assistance of an attorney. And that can be understandable - some cases do not need an experienced lawyer. However, if you or your loved one has been injured or suffered substantial property damage, it is best to speak with a Los Angeles accident attorney right away.
Why do I need an accident attorney?
One big reason: Money. Statistics show that accident victims are likely to recover less compensation without an attorney at their side, advocating on their behalf. In many cases, the insurance company -- even your own! -- feels like they can take advantage of you if you don't have any attorney who knows what he is doing at your side.
Here are some of the common tactics insurance companies use to deny or reduce the value of your accident claim:
Denying Liability
The easiest way for an insurance company to avoid paying you for your injuries is to just deny your claim altogether. Perhaps they allege that you were negligent or that you are making your injuries up. Whatever the excuse, at the end of the day, it means no money in your pocket.
Devaluing Your Pain and Suffering
When an insurance carrier is not able to deny your claim altogether, their next best option is to devalue your pain and suffering. By claiming your injuries are worth less than they actually are, they don't have to pay you as much. Or sometimes, the adjuster questions the type of treatment you received, particularly if it is something more 'alternative' like chiropractic care or acupuncture.
It is hard to put a price on an individual's pain and suffering, which is why you need an accident attorney who understands how to value your injuries -- from physical to emotional -- to fight for your right to financial compensation. We believe you deserve to be compensation for your injuries, medical expenses, emotional trauma, lost wages, and more.
Blaming a Prior Medical Condition
Many times, insurance companies will claim that a previous injury actually caused your current pain and suffering, and that it was not the fault of the accident -- which means they don't have to pay you. Regardless if you have a pre-exisiting injury or not, if you were injured further in an accident caused by another person's negligence, you deserve financial compensation.
How do I know if I am being low-balled?
In order to best determine if an insurance company is trying to pay you less money than you deserve, contact the experienced Los Angeles accident lawyers at Ghozland Law Firm today for a free, no obligation consultation. They will discuss the facts of your case, what you can expect both legally and financially, and when you can expect it. Reach out to them today.
